If the SEC goes ahead and issues some sort of ‘harmonized,’ disclosure-heavy fiduciary status rule, it will perpetuate unnecessary costs for many individual retail investors, writes Scott Simon.

An SEC staff recommendation would gut the many protections provided by the fiduciary standard that have been developed over the centuries.

Scott Simon argues the case for plan sponsors hiring a 3(38) fiduciary.

How retaining a third-party 3(38) that is not independent of a record-keeper can result in an inferior and conflicted process.

In the retirement plan marketplace, plan-provider bigness can mean a sub-optimal solution for both plan sponsors and plan participants.

Scott Simon takes a closer look at the case’s allegations of self-dealing.

Recent lawsuit raises questions about a company providing its own products and services to its own employees in its own qualified retirement plans.

It appears that the DOL is on a mission to accommodate the business models of interest groups that just don’t want to be fiduciaries.

It’s a mindset of wanting to personally protect investors from unreasonable costs and unnecessary risks.

…is not really a secret. Just a few important things that investors must keep in mind.