Year: 2018

Why the standard advice about the sequence of contributions to a 401(k) plan and health savings account is flawed–and must-know advantages of HSAs.

Here’s what to consider before entering the HSA market.

A firm that allows first dollar investing and provides high-quality investment choices should be your first choice.

Broad and deep portfolio diversification produces a double-barreled benefit.

The newly issued SEC proposals lack bite.

Broad and deep portfolio diversification produces a double-barreled benefit.

Some argue that lump-sum investing leads to better outcomes over time, but dollar-cost averaging is superior for prudent investors managing risk.

Instead of trying to fit square pegs into round holes, let’s rigorously enforce the ’40 Act, suggests Scott Simon.

The fact that the commissioner thinks there are only two differences that stand out to her under the best interest standard governing RIAs and B/Ds is unnerving, says Scott Simon.

The Securities and Exchange Commission favors the interests of broker/dealers over those of investors, says Scott Simon. Here’s how.

These useful vehicles consider all of the risks relevant to the stability of an income stream, says contributor Scott Simon.

These vehicles fail to meet the challenge of creating a relatively stable, sustainable, and inflation-adjusted income stream throughout retirement, says contributor Scott Simon.