MORNINGSTAR COLUMNS
The SEC Should Try Enforcing the Investment Advisers Act of 1940
The Securities and Exchange Commission favors the interests of broker/dealers over those of investors, says Scott Simon. Here’s how.
An SEC Commissioner’s Misfires
The fact that the commissioner thinks there are only two differences that stand out to her under the best interest standard governing RIAs and B/Ds is unnerving, says Scott Simon.
An Improvement on Regulation Best Interest
Instead of trying to fit square pegs into round holes, let’s rigorously enforce the ’40 Act, suggests Scott Simon.
The Case for Dollar-Cost Averaging
Some argue that lump-sum investing leads to better outcomes over time, but dollar-cost averaging is superior for prudent investors managing risk.
Ground Zero for Prudent Fiduciaries
Broad and deep portfolio diversification produces a double-barreled benefit.
Why Diversification Pays in Rising Markets, Too
Broad and deep portfolio diversification produces a double-barreled benefit.
Partnering With the Right HSA Provider
A firm that allows first dollar investing and provides high-quality investment choices should be your first choice.
Should You Manage Health Savings Account Assets?
Here’s what to consider before entering the HSA market.
When an HSA-First Strategy Makes Sense
Why the standard advice about the sequence of contributions to a 401(k) plan and health savings account is flawed–and must-know advantages of HSAs.