Whether an advisor is subject to the rule depends on these definitions of ‘fiduciary,’ ‘investment advice,’ and ‘compensation.’
Some guidelines for determining when a communication qualifies as investment advice.
The BICE gives some advisors a broad mandate in how they want to be compensated. Here’s what you need to know.
Whatever the ultimate fate of the fiduciary rule, the marketplace is heading toward level fee compensation and away from variable compensation.
The legislative history of ERISA explains that the law governing qualified retirement plans is tied closely to trust investment law.
Since all investments place capital at risk, it’s impossible to provide absolute safety from the capriciousness of financial markets.
An example of flexibility in modern prudent fiduciary investing.
The secrets to sound retirement planning? Invest as much as you can as early as you can, and reduce volatility to produce better outcomes.
Efforts to sync a standard between stockbrokers or insurance agents and advisors would fall short.
In the retirement plan marketplace, the inmates are running the asylum when nonfiduciaries control the activities of fiduciaries, such as in the 3(38) outsourcing milieu.
Despite currently modest annual contribution limits and the low rate of investment within HSAs, these accounts may provide advisors with a long-term opportunity with clients.
Health savings accounts offer more tax benefits than you may realize.
